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Terms of Service

The terms that apply when you use MouseTrap Financial’s assessment, scheduling, payment, messaging, and coaching services.

Effective date: July 31, 2026

1. Acceptance and eligibility

These Terms of Service (“Terms”) govern your access to the MouseTrap Financial website, application, financial-house assessment, scheduling, communications, and coaching services (collectively, the “Services”). By accessing or using the Services, you agree to these Terms and our Privacy Policy. You must be at least 18 years old and able to enter into a binding agreement.

2. Educational and coaching purpose

The Services provide financial education, organization, and coaching support. Assessment results, scores, tips, action plans, and coach discussions are informational and do not constitute individualized legal, tax, accounting, investment, insurance, credit-repair, or other regulated professional advice. MouseTrap Financial does not guarantee any particular financial result. You remain responsible for your decisions and should consult an appropriately licensed professional when needed.

3. Accounts and accurate information

You agree to provide accurate information, keep account credentials secure, promptly update material changes, and notify us of suspected unauthorized access. You may not access another person’s assessment or impersonate another user.

4. Reviews, scheduling, and payments

Prices and the scope of a financial-house review are displayed before payment. Payments are processed by our payment provider and may also be subject to its terms. Appointment availability is not guaranteed until the booking and payment are confirmed.

Use the appointment-management link to request a cancellation or reschedule. If you miss a scheduled review, we may offer a five-day rescheduling window. After that window, the appointment may be cancelled and the review payment will not be refunded. Any different cancellation or refund terms presented at checkout or agreed to in writing will control for that booking.

5. Email communications

If you opt in, we may send assessment reminders, personalized tips, coaching follow-ups, and offers by email. You may unsubscribe using the link in an email or through Profile & Preferences. We may still send transactional messages you request or that are necessary to service an appointment or payment.

6. SMS messaging program

By providing a mobile number and checking the SMS consent box, you agree to receive recurring automated text messages from MouseTrap Financial about assessment reminders, appointment scheduling and rescheduling, personalized financial-house tips, coaching follow-ups, and coaching offers. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase.

  • Reply HELP for help or contact support@themoneymousetrap.com.
  • Reply STOP to cancel. We may send one final confirmation of your opt-out.
  • Your mobile carrier is not liable for delayed or undelivered messages.
  • You are responsible for charges assessed by your carrier and for keeping your mobile number current.

After opting out, you may opt in again only by providing fresh consent through the app or another authorized opt-in method.

7. Acceptable use

You may not misuse the Services, interfere with their operation, bypass access controls, upload malicious code, scrape or resell content, violate another person’s rights, or use the Services for unlawful, fraudulent, or abusive activity.

8. Content and license

MouseTrap Financial and its licensors retain ownership of the Services, branding, assessment framework, and provided content. We grant you a limited, personal, revocable, non-transferable license to use the Services for your own household financial education and coaching. You retain ownership of information you submit and authorize us to process it as necessary to provide the Services under our Privacy Policy.

9. Third-party services

The Services may integrate with payment, calendar, communications, and meeting providers. We are not responsible for a third party’s separate services, availability, or terms, although we remain responsible for our own obligations regarding your information.

10. Service availability and disclaimers

We work to keep the Services reliable, but they may occasionally be unavailable or contain errors. To the fullest extent permitted by law, the Services are provided “as is” and “as available,” without warranties of merchantability, fitness for a particular purpose, or non-infringement. Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

11. Limitation of liability

To the fullest extent permitted by law, MouseTrap Financial will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or data, arising from the Services. Our aggregate liability for a claim will not exceed the amount you paid MouseTrap Financial for the service giving rise to the claim during the prior twelve months. These limits do not apply where prohibited by law.

12. Suspension, changes, and contact

We may suspend access to protect users, prevent misuse, or comply with law. We may update these Terms by posting a revised effective date and providing additional notice when appropriate. Continued use after an update means you accept the revised Terms.

Questions about these Terms may be sent to support@themoneymousetrap.com.